CAPTIVE PROGRAMS
EMPOWERING BUSINESSES WITH SELF-INSURANCE
Ross & Yerger gives premier businesses the tools to take control of their own insurance needs through our captive and self-funded programs.
WHAT SETS US APART?
With over 20 years of experience in the Property & Casualty captive space, Ross & Yerger’s Captive Practice Group is dedicated to the placement of property & casualty captives. We provide alternative risk transfer mechanisms to best-in-class businesses across various industries. Our goal is to educate our clients on the specific factors that drive costs in their business and provide resources that lead to confident ownership of their insurance program.
CAPTIVE PROGRAMS
A captive is an insurance company owned and controlled by its member(s).
There are many different types of captives and captive managers, and our goal is to educate clients on the best captive fit for their business.
Contact one of our consultants or a member of your account team to get started!
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Group Health Insurance
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Dental Insurance
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Life Insurance
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Disability Insurance
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Vision Insurance
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Retirement Planning
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401(K) Plans
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Cafeteria Plans
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Worksite Solutions
THE ADVANTAGE OF CAPTIVE PLANS
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Ownership of the insurance company
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Return of unused premium dollars
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Investment income on premium dollars
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Enhanced claims control
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Control over operations
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Customized coverages
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Enhanced loss control and safety resources
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Consistency in annual premiums